Heartland Mutual Insurance Company

Serving our Policyholders for over 135 years

We are proud to be a local company that offers many insurance options, coverages, and discounts. However, we are small enough to give you the attention you deserve.

Friendly, accessible, and local are our greatest qualities. Insurance is our specialty. Our agents will help you get set up with the best insurance coverage designed especially for your unique situation. Discover the independent advantage.

All of our agents are happy to provide free quotes. Contact us today to discover how well we can meet your insurance needs! 

PLEASE NOTE: No coverage can be bound or policy changes completed by sending an email or contact form. You must speak to an agent during regular office hours in order to process your request.

Our Mission

The mission of the Heartland Mutual Insurance Company is to provide excellent service, current coverages, and competitive rates which will assist its members and promote a financially sound, competitive farm mutual insurance company for the ultimate benefit of its members.

What We Do

Heartland Mutual Insurance Company offers a wide range of insurance products, catered to each person’s individual needs. We have products designed for primary dwellings, seasonal homes, farms (both large and small), rental properties and contents only.

Finding You Affordable Coverage


We offer a wide range of coverages for all types of homes, rented dwellings, mobile homes as well as renters insurance coverage. We can find the right coverage to meet your particular needs!


A Farm policy protects your dwelling and any farm outbuildings you have on the property, as well any scheduled farm personal property as well as liability coverage.


Talk to one of our agents about how we can package a home and auto policy together to offer additional savings!


Special personal property features additional coverage for certain classes of personal property. Examples of items that would be covered under this endorsement would be jewelry, cameras, musical instruments, coins, antiques, guns, tools, boats, golf carts, ATVs, and many other items. Please ask your agent for more details.
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